What Roadside Assistance Is and How It Benefits You

September 20, 2022 12:00 am Published by Leave your thoughts

As a driver, you already understand the minor hazards you can come across when behind the wheel of your vehicle. What is roadside assistance? Well, these are plans designed to help cover the expenses of certain types of roadside emergencies. Even though they are optional, they can be worth the extra costs for some. Read on to find out more about what roadside assistance is and how you can benefit from it.

Benefits of Roadside Assistance

Roadside assistance is an optional service offered by your insurance company to assist you financially and physically as a driver in the event your vehicle breaks down. This membership or service is mainly offered for an annual fee. Sometimes, you will find that your vehicle warranty can cover it as well.

There are two main benefits of roadside assistance:

  • Policyholders are able to receive emergency roadside service if their car breaks down. Services may include changing a flat tire, fuel delivery, or towing to a service center if the issue cannot be resolved on the spot.
  • Roadside assistance also helps to mitigate the expenses related to an unexpected breakdown. Roadside assistance is similar to a car insurance policy. You will be responsible for paying a fee or premium to the service provider. If you do experience a breakdown, you will not have to pay out of pocket for an emergency service that you receive as long as you are within the policy limit. If your car breaks down, you may need to have it towed to a repair shop. If your policy covers towing, you may be able to have it towed at no cost.

What Does Roadside Assistance Cover?

Do towing companies do roadside assistance? When you choose to add roadside assistance, the following coverage may be included:

  • Towing
  • Battery jump start
  • Gas delivery
  • Transportation assistance for a stranded driver and passengers
  • Tire change
  • Lockout service
  • Winching to pull a stuck vehicle out

The Importance of Roadside Assistance

The three most common types of calls to roadside assistance are for flat tires, dead batteries, and lockouts. Imagine you are driving at night in an unfamiliar location when all of a sudden you hear the sounds of your tire going flat. Without roadside assistance, you would be stuck on the side of the road trying to change the flat by yourself in the dark. However, if you do have roadside assistance, help is just a call away. A professional will be dispatched to your location immediately to help you.

Many providers also offer additional emergency services, including gas delivery if you happen to run out of gas. Everyone should definitely consider adding roadside assistance, but it is even more important for the following people:

  • Young drivers and new licensees
  • Elderly people
  • Anyone with a physical disability
  • Parents with small children or infants
  • Drivers of older vehicles at least 12 years or more
  • People who live in remote areas
  • Commuters who drive more than 20 miles a day
  • Travelers who take long-distance trips frequently

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