How to Prevent Non-Collision Damage to Your Vehicle

April 29, 2021 2:30 am Published by Leave your thoughts

If you have collision auto insurance, you’re probably aware that it doesn’t cover everything. It covers vehicle-to-vehicle damage, vehicle-to-object damage and rolling, flipping or overturning your vehicle.

Almost all other damage to your vehicle is considered non-collision damage, and that’s what we’ll be covering in this article. Unfortunately, applying your best defensive driving skills won’t be able to prevent all types of vehicle damage. If your vehicle suffers non-collision damage in Visalia, CA, you may need to repair the damage done to your vehicle. Here are some ways to prevent non-collision vehicle damage.

Park it inside

If you live somewhere that offers indoor parking, like a residential home or apartment complex, it’s paramount that you take advantage of it. Parking your car in a garage protects it from harmful elements like rain, snow, hail and sunlight, while also shielding it from any incidental contact from children playing outside or around it. Moving your car into a garage can also prevent critters from chewing on the wires underneath your car if you only use it sparingly.

Be alert on rural roads at night

For many insurance companies, hitting an animal on the road is typically not covered by collision insurance. With that being the case, if you were to strike a large animal, like a deer, you and your vehicle could both suffer serious damage. Each year, there are 1.5 million deer-related car accidents worldwide, with the most common time of year for those being October through December and the most common time of day ranging from 6 pm to 9 pm or at dawn. If you pay extra-close attention during those times and don’t speed, you could lower your risk of hitting a deer or other animal and prevent vehicle damage.

Don’t try to drive through flooded roads

Flood damage is classified as non-collision damage, and is one of the more dangerous hazards on this list. You should never attempt to drive through flooded areas, and watch for signs that indicate the potential for high waters. As little as six inches of water can reach the bottom of most vehicles, which could cause stalling or loss of control. If this happened, it could cause serious damage to your vehicle that would need to be repaired. Don’t risk it and put your life in jeopardy, because 80 percent of flood-related deaths occur in vehicles.

Don’t park near other cars

And now we go from the potentially life-threatening to the mildly annoying. If there are spaces available, you should try to park away from other cars when you’re out shopping. This can prevent your car from having doors slammed into it or runaway carts smashing into it. Over time, these dents, dings and scratches can add up, making your car look older and detracting from its appearance.

Schedule an appointment today

While knowing how to prevent non-collision vehicle damage can be extremely helpful, it doesn’t exempt you from damage to your vehicle that needs to be repaired. If your vehicle’s been damaged either through collision or non-collision damage, call Tom’s Body & Paint, Inc. in Visalia, CA. We’ve been in business for more than 40 years and our skills, experience and expertise can help you get your car back to looking brand new and running smoothly in no time.

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